Journalists and pundits seem to come out with a new study or soundbite every week declaring our country is in a “retirement crisis.”

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But is there actually a nationwide “retirement crisis?” Whether or not there is a cumulative crisis among individuals preparing to eventually retire isn’t the point. The point is that your retirement is in your hands. While you may feel as though there is a crisis looming if you’re unprepared to retire, the truth is that it’s not too late to start those preparations through intentional planning.

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That’s what we’re here for – to help you avoid your own personal retirement crisis by putting your financial plan into concrete terms using our five-step process.